Advances in Real Time: Challenges and Solutions in Interoperable Payment Systems

Kosta Peric is Deputy Director for the Financial Services for the Poor initiative at the Bill & Melinda Gates Foundation, where in charge of payments. Previously he was the chief architect of SWIFTNet, SWIFT's global secure network that connects 10,000 financial institutions and corporations in the world, and co-founder of Innotribe, SWIFT's initiative to enable collaborative innovation in financial services. He is the author of The Castle and the Sandbox, a book on how to innovate in conservative companies using open innovation.

Miller Abel is a Principal Technologist for the Financial Services for the Poor team at the Bill & Melinda Gates Foundation. He has more than 35 years of experience in the software and services sector, where he has held a variety of positions in both small and large systems companies. Miller specializes in fast-changing Internet and mobile businesses where ambiguity and uncertainty must be overcome by solid strategy and converted into business results. Miller has 30 patents issued and pending (not including foreign equivalents) in a variety of technology areas including contactless proximity communications.

Matt Bohan serves as a Senior Program Officer at the Bill & Melinda Gates Foundation, with a specific focus on the Financial Services for the Poor. Matt supports the program's Level One Project, where he's working to bring mobile payment and other financial services to the two billion people in the world who live on less than two dollars a day. Prior to working at the Gates Foundation, Matt was Senior Director at Alvarez & Marsal.