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Table 1. 
Descriptive Statistics of Survey Respondents
Mean (1)Standard Error (2)
Age 36.5 0.09 
Education   
Less than high school 0.49 0.01 
High school 0.08 0.00 
Some post-high school 0.24 0.01 
Post-high school completed 0.19 0.01 
Number of children 2.33 0.02 
Number of dependents 3.72 0.03 
Years since leaving the Philippines 6.59 0.09 
Years in Hong Kong, China 4.84 0.08 
Years with current employer 3.26 0.06 
Mean salary (HKD per month) 4,150.3 16.6 
Paid in cash 0.81 0.01 
Food provided 0.90 0.00 
Food allowance provided 0.10 0.00 
Remitted in past 2 months 0.88 0.00 
Mean remittances (HKD per month) 2,163.5 20.2 
Fraction of income remitted 0.52 0.00 
Remittance method   
Bank 0.09 0.00 
Money service operator 0.64 0.01 
Online 0.01 0.00 
Other 0.17 0.01 
Has bank account 0.83 0.01 
HKD account 0.32 0.01 
PHP account 0.91 0.00 
Has single-holder account 0.97 0.00 
Has joint account 0.06 0.00 
Total bank balance (HKD) 5,839.4 206.5 
Mean savings per month (HKD) −39.8 18.7 
ROSCA member 0.11 0.00 
Uses a money guard 0.00 0.00 
Has outstanding debt 0.37 0.01 
If yes:   
Total amount borrowed (HKD) 21,445.8 296.4 
Total repayment amount (HKD) 27,200.3 406.7 
Monthly repayment amount as fraction of salary 0.55 0.01 
Has outstanding credit 0.14 0.03 
Mean (1)Standard Error (2)
Age 36.5 0.09 
Education   
Less than high school 0.49 0.01 
High school 0.08 0.00 
Some post-high school 0.24 0.01 
Post-high school completed 0.19 0.01 
Number of children 2.33 0.02 
Number of dependents 3.72 0.03 
Years since leaving the Philippines 6.59 0.09 
Years in Hong Kong, China 4.84 0.08 
Years with current employer 3.26 0.06 
Mean salary (HKD per month) 4,150.3 16.6 
Paid in cash 0.81 0.01 
Food provided 0.90 0.00 
Food allowance provided 0.10 0.00 
Remitted in past 2 months 0.88 0.00 
Mean remittances (HKD per month) 2,163.5 20.2 
Fraction of income remitted 0.52 0.00 
Remittance method   
Bank 0.09 0.00 
Money service operator 0.64 0.01 
Online 0.01 0.00 
Other 0.17 0.01 
Has bank account 0.83 0.01 
HKD account 0.32 0.01 
PHP account 0.91 0.00 
Has single-holder account 0.97 0.00 
Has joint account 0.06 0.00 
Total bank balance (HKD) 5,839.4 206.5 
Mean savings per month (HKD) −39.8 18.7 
ROSCA member 0.11 0.00 
Uses a money guard 0.00 0.00 
Has outstanding debt 0.37 0.01 
If yes:   
Total amount borrowed (HKD) 21,445.8 296.4 
Total repayment amount (HKD) 27,200.3 406.7 
Monthly repayment amount as fraction of salary 0.55 0.01 
Has outstanding credit 0.14 0.03 

HKD = Hong Kong dollar, PHP = Philippine peso, ROSCA = Rotating Savings and Credit Association.

Note: The survey sample is reweighted to match the distribution of Filipino domestic workers in the population of Hong Kong, China, as estimated in the 5% microsample of the Hong Kong 2016 Population By-census.

Source: Authors’ calculation.

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